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Your debts are about to get costlierGet the biggest money stories by emailSubscribe We will use your email address only for the purpose of sending you newsletters. Please see ourPrivacy Noticefor details of your data protection rightsDespite the base rate remaining at 0.5% since last November, lenders have been sneakily putting rates up on mortgages and loans in anticipation of a rise.Equally, credit card firms have been chopping the length of the term on interest free balance transfer cards.And this is expected to continue. So it could be time to make your move and bag a best mortgage, loan or credit card deal before rates get hiked up even further.”Despite the Bank of England holding fire on the interest rate rise again in May, we’ve already seen changes over the past few months in offers available to borrowers, such as credit card 0% balance transfers, interest free purchase cards and cashback,” said Sarah Megginson from Clearscore .”We’re seeing the same trend for mortgage rates and loans as they slowly edge upwards.”Read MoreWhat you need to know about mortgagesMore than mortgage rising Credit card companies which have cut the introductory period on balance transfer deals include Barclays going from 42 months to 38 months in November and again to 35 months, MBNA now offering a maximum of 36 months, down from 43, and Sainsbury’s Bank now offering a maximum of 30 months.A whole host of mortgage providers have been edging up the rates on their deals 36 have been increased in the last month alone.Barclays upped its two year fixed rate from 1.56% to 1.66%, HSBC slapped another 0.2% on its two year rate from 1.54% to 1.74% and First Direct upped theirs from 1.84% to 1.99%.Meanwhile, 16 loan firms have increased the interest rate on unsecured personal loans since the start of this year some more than twice.”As rates are on the rise, it just goes to show that we do not need a base rate rise for them to go up.
In the 1950s, it was discovered that tsunamis larger than what had previously been believed possible could be caused by giant submarine landslides. These rapidly displace large water volumes, as energy transfers to the water at a rate faster than the water can absorb. Their existence was confirmed in 1958, when a giant landslide in Lituya Bay, Alaska, caused the highest wave ever recorded (524 meters/1700 feet)..
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